Online Privacy Policy and Practices Of The Life Insurance Center, LLC and its
Affiliates including Quick Life.
Quick Life values your trust and is committed to the responsible management,
use and protection of personal information. This Online Privacy Policy describes
and supplements other applicable policies, practices and privacy notices that may
relate to specific business relationships you have with Quick Life or to
certain products or services, as described in the particular privacy notice. At
the start of our business relationship with you as a client, we will give you a
copy of our Privacy Notice that applies to that relationship if applicable.
This Online Privacy Policy is applicable to all the information collected by Quick
Life from you during your use of any Quick Life websites and its
affiliate sites. We will refer to these websites collectively as the "Site"
throughout this Online Privacy Policy.
QUICK LINKS
DEFINITIONS OF TERMS USED ON THIS SITE
Personal Information: Any information that can identify a
specific individual.
Aggregate Information: Any information that does not allow
us to identify a specific individual. Examples include demographic information,
areas visited on the Site or what browser was used to access the Site.
Cookie: Electronic files that your web browser places on your
hard drive to retain information relating to visits to and use of a website. Although
they allow you to visit the Site more efficiently, they may be disengaged by changing
your browser properties.
Pixel Tags: An electronic image, often a single-pixel (1x1),
that is ordinarily not visible to Site visitors and may be associated with cookies
on the visitors' hard drives.
Internet Protocol Address: An address identifying number
that is automatically assigned to your computer by your Internet Service Provider.
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TYPES OF PERSONAL INFORMATION WE COLLECT
We collect various types of voluntarily provided personal information from visitors
to the Site. This includes such information as:
- Names, addresses, email addresses, and other application information and in some
instances social security numbers.
- Medical Information, phone numbers, birthdates, or claim information that identifies
a specific individual.
- If you apply for a job with us or register with our career center, we may store
your password and a hint as well as information about your work and educational
history.
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HOW WE USE PERSONAL INFORMATION
We use personal information provided by individuals who visit our Site to fulfill
the purpose for which the visitor provided the information, such as:
- Completing transactions
- Processing claims
- Sending you information we think may be of interest to you
- Informing you of job opportunities and evaluating your suitability for a job
- Providing a quote for one of our products
- Completing a survey
- Other purposes specifically disclosed at the time the information is requested
We also may de-identify the personal information collected by removing identifiers
such as your name or by aggregating information. We may use such aggregate
information as described in the section "Other Types of
Information We Collect and How We Use It" found below.
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HOW WE DISCLOSE PERSONAL INFORMATION
Disclosures Among our Affiliates
We do not use information obtained on this Site for direct marketing purposes. If
we share your information for such purpose we will inform you and provide you with
an opt-out option, and upon request, a list of all third parties with whom personal
information has been shared.
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Disclosures to Third Parties
We work with third parties that provide services to us and we may share your personal
information with them to complete those services. Those parties can include
but are not limited to:
- Website hosting or information technology consulting service provider
- Marketing and promotion service providers
- Data analysis service providers
- Legal service providers
- Accounting service providers
- Administrative service providers
- Security service providers
- Application service providers
We may also share personal information about visitors, and customers with nonaffiliated
companies with whom we have a marketing or other business relationship, including
nonaffiliated financial services providers with whom we jointly market products.
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Other Disclosures
We may disclose personal information to:
- Comply with applicable laws
- Respond to governmental inquires or requests
- Comply with valid legal processes
- Protect the rights, privacy, safety or property of
http://www.thehartford.com visitors, customers and the public
- Permit us to pursue available remedies or limit the damages that we may sustain
- Enforce our Terms of Service
In the event there is a change in the corporate structure of Quick Life,
such as a merger, consolidation, sale, liquidation or transfer of substantial assets,
Quick Life may, in its sole discretion, transfer, sell or assign information
collected on and through this Site, including personal information about you, to
one or more affiliated or nonaffiliated third parties.
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OTHER TYPES OF INFORMATION WE COLLECT AND HOW WE USE
IT
We may gather and store aggregate information about visitors. The collection
of this aggregate information enables us to measure the number of visitors to various
portions of the Site, diagnose problems with our server, administer the Site and
track visitor activity. We will use this aggregate information to learn more
about what you and our customers are expecting from our services, and tailor and
improve the Site. Because aggregate information collected on the Site does
not personally identify you, we may use aggregate information for any purpose whatsoever,
and share aggregate information with third parties for any purpose whatsoever.
Below are ways we may collect this aggregate information:
- Cookies or other similar technologies.
- Pixel-tags also known as web beacons or clear GIF's or similar means. The data
collected includes such anonymous information as what operating system and browser
you use, how you navigate to and through our Site and how long you stay on our web
pages.
- Internet Protocol address which is identified and logged automatically in our server
log files whenever you visit the Site, along with the time(s) of your visit(s) and
the page(s) that you visited. Collecting Internet Protocol addresses is standard
practice on the Internet and is done automatically by many websites.
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LINKS TO OTHER WEBSITES
This Site contains links to other websites. The operators of those other websites
may collect information about you, through cookies or other technologies. If you
link to another website, you will leave Quick Life Site and this Online
Privacy Policy will not apply to your use of and activity on those other sites.
If you provide personal information through any other site, your transaction will
occur on that website (not Quick Life Site) and the personal information
you provide will be collected by, and controlled by, the privacy policy of that
website operator. Links on the Site to other websites are provided only as a convenience,
and the inclusion of such links does not imply endorsement of the linked site. We
encourage you to read the legal notice posted on those sites, including their privacy
policies. We have no responsibility or liability for your visitation to, and
the data collection and use practices of, other sites.
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CHILDREN'S PRIVACY
Quick Life's Site is not directed to or intended for children. Quick Life does not
knowingly collect or post information from children under the age of 13 in compliance
with laws protecting the privacy of children. You can visit the Federal Trade
Commissions website to learn more about the Children's Online Privacy Protection
Act (COPPA).
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OUR SECURITY PROCEDURES
We take reasonable precautions to safeguard the personal information transmitted
between visitors and the Site and the personal information stored on our servers.
Unfortunately, no method of transmitting or storing data can be guaranteed to be
100% secure. As a result, although we strive to protect your personal information,
we cannot ensure the security of any information you transmit to us through, or
in connection with, the Site. If you have reason to believe that your interaction
with us is no longer secure (for example, you feel that the security of any account
you might have with us has been compromised), you must immediately notify us of
the problem by contacting us at Quick Life – 26 W. Dry Creek Circle, Suite
580, Littleton, CO 80120. In the unlikely event that we believe the security of
your personal information in our possession or control may have been compromised,
we may seek to notify you of that development. If notification is appropriate,
we would endeavor to do so as promptly as possible under the circumstances, and,
to the extent we have your email address, we may notify you by email.
If you receive an email or other correspondence requesting that you provide any
sensitive information (including your password or social security number) via email
or to a website that does not seem to be affiliated with the Site, or that otherwise
seems suspicious to you, please do not provide such information. Report such requests
to us at Quick Life – 26 W. Dry Creek Rd #580, Littleton, CO 80120.
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WHERE QUICK LIFE STORES AND MAINTAINS INFORMATION
This Online Privacy Policy applies to our United States operations. We maintain
the Site in the United States and the Site is not intended to subject Quick Life
or any affiliated entity to the laws or jurisdiction of any state, country or territory
other than that of the United States. Quick Life does not represent
or warrant that the Site, or any part thereof, is appropriate or available for use
in any particular jurisdiction. Those who choose to access the Site, do so
on their own initiative and at their own risk, and are responsible for complying
with all local laws, rules and regulations.
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CHANGES TO POLICY
We reserve the right to amend this Online Privacy Policy at any time in order to
address future developments of Quick Life, the Site or changes in industry
or legal trends. We will post the revised Online Privacy Policy on the Site
or announce the change on the home page of the Site. You can determine when
the Online Privacy Policy was revised by referring to the "Last Updated"
legend on the top of this policy. Any changes will become effective upon the
posting of the revised Online Privacy Policy on the Site. By continuing to
use the Site following such changes, you will be deemed to have agreed to such changes. If
you do not agree with the terms of this Online Privacy Policy, in whole or part,
you can choose to not continue to use the Site. If you have any questions
or comments about this Online Privacy Policy, please feel free to contact us at
Quick Life – 26 W. Dry Creek Rd #580, Littleton, CO 80120.